Rule Changes From November 2025: The month of November always begins with new expectations and changes. This year too, the same has happened. Starting November 1, 2025, several rules have come into effect across the country, directly impacting the pockets and lives of ordinary people. Changes have been made to many things, from Aadhaar card updates to bank nominations, mutual funds, and LPG cylinders.
Updating Aadhaar Cards Made Easy
A major change related to Aadhaar cards has now brought relief to both children and parents. The Unique Identification Authority of India (UIDAI) has completely waived the ₹125 fee for children’s biometric updates for one year. This means that parents will now be able to update their children’s biometric Aadhaar numbers free of charge. However, adults will have to pay a fee of ₹75 for changing their name, address, or mobile number, and ₹125 for biometric changes. This move will help people keep their digital identities updated.
Relief in LPG Cylinder Prices
The beginning of November brought some relief to the general public. The government has slightly reduced the price of commercial LPG cylinders. In major cities like Delhi, Mumbai, Chennai, and Kolkata, the price of a 19-kg commercial cylinder has been reduced by ₹5. Over the past year, the price has seen a drop of more than ₹200. While there has been no major change in the price of domestic cylinders, this small relief has brought smiles to the faces of businessmen and hoteliers.
Mutual Fund Investment Rules Changed
Significant changes have also been made to the rules related to mutual fund investment since November. Now, if an officer, employee, or family member of an asset management company makes a payment of more than ₹15 lakh to anyone, they will be required to inform the compliance officer in advance. This step has been taken to make the investment process transparent and secure. Its aim is to prevent insider trading or irregularities and protect the interests of investors.
Bank Nomination Rules Improved
The nomination process has been simplified and clarified for bank customers. According to the new rules, a customer can now nominate up to four people for their account, locker, or safe custody item. Customers will also be able to decide how much of their assets they want to give to each nominee. This change will make it easier for their family to access funds or assets in the event of an unforeseen event and will also reduce the possibility of disputes.
Additional Extension in Pension System
The government has extended the deadline for switching from the National Pension System (NPS) to the Unified Pension Scheme (UPS). This deadline was originally set for October, but has now been extended to November 30th. This decision comes as a relief to employees who have not yet completed the process of changing their pension plans. This extension gives them additional time to decide and complete the process.
New Charges for SBI Credit Card Holders
New changes have also been implemented for State Bank of India (SBI) credit card users. Payments such as school fees through apps like MobiKwik or CRED will now incur an additional 1% charge. Additionally, if you load an amount exceeding ₹1,000 into your digital wallet, a 1% fee will also apply. Additionally, charges of up to 3.75% will apply to unsecured cards. These changes may slightly impact digital transaction patterns, so consumers should exercise caution.
With the beginning of November 2025, several important regulations have been amended that directly impact the general public. These changes are steps towards strengthening the digital and financial system in the country. While these changes may cause some inconvenience to the public, they will enhance both transparency and convenience in the long run. It will be interesting to see how people adapt to these new regulations and how they impact their financial routines.
Disclaimer: The information provided in this article is for general awareness only. Any rules or decisions mentioned here should be confirmed with the relevant government department or official website. The information provided in this article should not be construed as financial or legal advice.
