Punjab CM Health Scheme: Health is a vital part of every family’s life. However, when a serious illness strikes, the worry about the cost of treatment often overwhelms the atmosphere at home. To address this concern, the Punjab government launched the Chief Minister’s Health Insurance Scheme (Ayushman Bharat PM-JAY MMSBY) on August 20, 2019. This scheme is specifically designed for families with financial constraints, ensuring cashless and paperless treatment for every citizen.
Punjab CM Health Scheme: What are the benefits under the scheme?

Under this scheme, every family is provided with health insurance coverage of up to ₹500,000 annually. This coverage covers secondary and tertiary care hospitalization. This means that if a serious illness or medical condition requires treatment, you won’t have to worry about money while receiving treatment at a government or listed private hospital. The entire process is cashless and paperless, providing a simple and convenient service for beneficiaries.
Punjab CM Health Scheme: Who can apply?
Only residents of Punjab can benefit from the Punjab Chief Minister’s Health Insurance Scheme. Applicants must fall into certain categories. These include families with SECC 2011 data, smart ration card holders, farmers with J-Forms, small traders registered with the Excise and Taxation Department, small and marginal farmers, official and yellow card journalists, and construction workers registered with the Punjab Building Workers Welfare Board.
Punjab CM Health Scheme: Application Process
Applying for the Punjab Chief Minister’s Health Insurance Scheme is now very easy. Eligible candidates can generate an e-card from the comfort of their homes. There are two ways to do this: first, apply by downloading the Ayushman App on their mobile phone. Second, self-register by visiting the official website, beneficiary.nha.gov.in. After registration, the e-card can be generated at any government or listed private hospital.
Punjab CM Health Scheme: Required Documents

To generate an e-card, candidates must have certain required documents. These include Aadhaar card, ration card, family declaration (if you don’t have a ration card), income certificate, and construction worker card (if you fall in that category).
The Punjab Chief Minister’s Health Insurance Scheme is a major step that provides financial security and health care to millions of families in the state, including the poor, farmers, small businesses, and construction workers. This scheme ensures that lack of money does not become a barrier to treatment in case of any serious illness, and that everyone receives the right treatment at the right time.
Disclaimer: This information is for general information purposes only. Scheme terms and eligibility may change from time to time. For the latest information, please visit the official website or contact your nearest hospital.














