PM Vishwakarma Yojana: Many times, we put in a lot of hard work, but that hard work doesn’t receive the recognition and support it needs. Millions of artisans, carpenters, goldsmiths, blacksmiths, masons, and traditional workers across the country face this challenge. To empower such skilled individuals, the government has launched the PM Vishwakarma Yojana. This scheme not only provides financial assistance but also hones people’s skills and connects them with new opportunities.

What is the PM Vishwakarma Yojana?

The Pradhan Mantri Vishwakarma Kaushal Samman Yojana is a significant initiative of the Government of India. It aims to empower those involved in 18 traditional crafts and occupations. The government helps these artisans become self-reliant by providing them modern training, financial assistance, and loans on easy terms. This scheme is specifically designed for those whose livelihoods depend on their skills, but whose work is hindered due to limited resources.

What is covered under the scheme?

After joining the PM Vishwakarma Yojana, artisans receive advanced training specific to their work, enabling them to hone their skills. During training, the government also provides a daily stipend of ₹500, allowing them to focus on their learning without worry.

Recognizing the need for a toolkit, the scheme also provides financial assistance of ₹15,000 so artisans can purchase tools and perform their work more efficiently.

The government also offers easy and low-interest loans under this scheme. The first phase provides a loan of up to ₹1 lakh, repayable within 18 months. To expand their business, an additional ₹2 lakh loan can be taken in the second installment, with a tenure of 30 months. This loan gives artisans complete freedom to start or expand their business.

How to Apply for the PM Vishwakarma Yojana?

Applying for this scheme is quite easy. You simply need to visit the official website pmvishwakarma.gov.in and log in. You can register online by following the instructions provided there. The application process is simple, with clear guidelines at each step, so any artisan can easily apply.

FAQs (Frequently Asked Questions)

• Can anyone apply for this scheme?
• No, only those involved in 18 traditional occupations are eligible.
• Is training mandatory?
• Yes, training is a key component of this scheme, as only after this is the stipend and toolkit assistance provided.
• Is the interest rate on the loan high?
• No, the loan is provided at a very low interest rate, so it doesn’t put a financial burden on artisans.
• Can the application be made online only?
• The main method for the scheme is online, but CSC centers also offer assistance.

Disclaimer: The information provided in this article has been compiled based on information available on various sources and government portals. The scheme is subject to change from time to time, so please check the latest information on the official website before applying.