Diwali Shopping Tips: The arrival of Diwali brings a glow to everyone’s face and excitement to their hearts. Shopping for home decorations, new clothes, gifts, and sweets begins. In today’s digital age, most people find online shopping easy and convenient. With just a few clicks, goods are delivered to their doorstep. But this convenience lurks the risk of fraud, which can ruin your Diwali joy.
Beware of Fake Websites and False Offers
Fraudsters often create websites that resemble genuine brands and offer offers like “Mega Diwali Sale” or “90% Discount” to mislead people. These offers are so attractive that any customer is tempted to click on them. But remember, not all that glitters is gold. Always shop from a brand’s official website or app. Type the web address yourself and never trust forwarded links.
Never Share OTPs and Bank Details
Sometimes, during festive shopping, we hastily share our bank details or OTPs through a link or call. This can prove to be a big mistake. Remember, no genuine bank or payment company asks for your OTP or account details. Giving your financial information to an unknown person, website, or link is like handing over your own money.
Stay away from promotional emails and SMS
During the festive season, your mobile or email is flooded with messages like “special Diwali offers,” “free gifts,” or “cashback. The links in these messages are often the beginning of fraud. The National Payments Corporation of India (NPCI) advises to think carefully before clicking on any such links. Genuine companies never ask you to make payments through unsecured links.
Be vigilant, you’ll be safe
Online shopping can be a wonderful experience, but only if you remain digitally vigilant. When making payments, check the website’s SSL certificate, use only secure payment gateways, and keep records of every transaction. A little caution can protect you from fraud and truly brighten your Diwali.
Diwali is a festival of joy; don’t turn it into one of sorrow and regret. While lighting diyas illuminates your home, protect your hard-earned money by safeguarding your digital accounts. Remember, “Vigilance is the key.
Disclaimer: This article is for awareness purposes only. The information provided is based on general advice. Always verify with an official source before acting on any online payment or offer.
